Skip to content
GeoDataVision
Thread Options
#2054237 - 12/15/15 06:06 PM Looking at data reported by us on CBRs
Cornfed Turtle Offline
Diamond Poster
Joined: Mar 2006
Posts: 1,323
"...Somewhere in Middle Americ...
When we look at the history on loans as reported on CBRs, there is one CRA that does not consistently report the ratings. Before we dig much deeper into this, does anyone know if any CRAs report these ratings differently based on loan type or some other factor? At first it looked like a portfolio vs. serviced loan difference, but now maybe not. On the same CBR, I can see the same CRA not reporting ratings on a completely different loan. Same CRA in each instance.

Bottom line.....I'm wondering if we are reporting these correctly or if there is some difference at that CRA.

Return to Top
#2054280 - 12/15/15 07:29 PM Re: Looking at data reported by us on CBRs Cornfed Turtle
rlcarey Offline
10K Club
rlcarey
Joined: Jul 2001
Posts: 79,617
Galveston, TX
Ratings?? What ratings??
_________________________
The opinions expressed here should not be construed to be those of my employer: PPDocs.com

Return to Top
#2054287 - 12/15/15 07:41 PM Re: Looking at data reported by us on CBRs rlcarey
Cornfed Turtle Offline
Diamond Poster
Joined: Mar 2006
Posts: 1,323
"...Somewhere in Middle Americ...
This sounds really stupid when I type it, but.... those little ones and twos. On our core, they show up under "payment history profile."

Return to Top
#2054288 - 12/15/15 07:45 PM Re: Looking at data reported by us on CBRs Cornfed Turtle
rlcarey Offline
10K Club
rlcarey
Joined: Jul 2001
Posts: 79,617
Galveston, TX
Sound like you are talking about how your info system shows how late a payment might be?? I would have to see it to know. .Whatever your system shows, it has to be translated to the standardized Metro2 format to send the information to the CRA,
_________________________
The opinions expressed here should not be construed to be those of my employer: PPDocs.com

Return to Top