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#2065504 - 02/23/16 04:06 PM Section 32 (HOEPA) Fees
Cheli Offline
Platinum Poster
Cheli
Joined: May 2013
Posts: 919
Good morning -

My FI is in the process of converting to new software for TRID.
This AM, I was given a list of all of our fees, and asked which fees are included in Section 32/HOEPA fees...? Wouldn't all of the fees be calculated toward Section 32 fees, or are there truly only certain type of fees calculated toward a Section 32 fees limit?

Thank you -

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Lending Compliance
#2065510 - 02/23/16 04:15 PM Re: Section 32 (HOEPA) Fees Cheli
rlcarey Online
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rlcarey
Joined: Jul 2001
Posts: 83,353
Galveston, TX
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#2065569 - 02/23/16 06:21 PM Re: Section 32 (HOEPA) Fees Cheli
Cheli Offline
Platinum Poster
Cheli
Joined: May 2013
Posts: 919
Oh good. Thank you!....

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#2160370 - 01/12/18 07:26 PM Re: Section 32 (HOEPA) Fees Cheli
debbie sluder Offline
Member
Joined: Oct 2011
Posts: 50
Hi good afternoon...every few months we have a discussion on "HOEPA". Seems everyone forgets everything between discussions. The question is, well actually there are 2, 1st is our bank is an affiliate of the title insurance company, does this mean we can not exclude any of the charges? Such as attorney's fee, appraisal fee? and 2nd is if we set up escrow for property taxes do we count that amount or not. We've read so many things we are all just confused at this point. Thanks

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