I'd just be happy to teleport back to a place in time when banking wasn't "nannied" to death by intrusive government bureaucracy and could operate under the now-lost blessing of American liberty.
We've forgotten about liberty in this country. Our founders would be so ashamed of us. They severed ties with George III and his parliament over much less than we're willing to live with under our own government as it is presently allowed to "serve" us.
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"The further a society drifts from truth, the more it will hate those who speak it."
--George Orwell