With the official repeal of Reg AA, are we no longer required to provide the Co-signer notice at closing? Even though repealed, I still see value in providing the notice from a UDAAP standpoint. Any harm in continuing the practice? Don't see a downside.

Click here . The Fed is also proposing to repeal Reg. C.

As Waldensouth stated these repeals are a result of the regulations no longer falling under the Fed's rule making authority.

In the Interagency Guidance Regarding Unfair or Deceptive Credit Practices that the agencies issued in August of 2014 they signaled their views on the Cosigner Notice in footnote 11, which said:

“The Agencies note that the FTC’s Credit Practices Rule requires—and the former credit practices rules applicable to banks, savings associations, and Federal credit unions required—creditors to provide a “Notice to Cosigner” explaining the cosigner’s obligations and his or her liability if the borrower fails to pay. The Agencies believe that creditors have properly disclosed a cosigner’s liability if, prior to obligation, they continue to provide a “Notice to Cosigner.”

http://www.federalreserve.gov/newsevents/press/bcreg/bcreg20140822a2.pdf