They don't meet the definition of advertisement, since they are not designed to attract or retain deposit dollars. They are simply informational. It's a service to your customer to give them a piece of information they might not otherwise have obtained. If you find that customers routinely call to get the rate and APY on or after renewal date, the notice is superfluous and you could consider killing it off.
John S. Burnett
Fighting for Compliance since 1976
Bankers' Threads User #8