For purposes of the CTR and determining whether you mark multiple transactions or aggregate transactions... does the fact that an armored courier pick up cash deposits and deliver them to a virtual vault count as a teller transaction.

Multiple transactions are used any time there is more than one transaction involved for the person listed in Part I regardless of whether it is done at a teller, through a night drop or ATM or by courier.

It is not considered a teller transaction for the purposes of using aggregated transactions.

See FinCEN Guidance FIN 2013-R001 to see if you should check box 2d and entered the information regarding the armored car company into Part I or check the appropriate box in Item 24 for Armored Car (FI Contract).

https://www.fincen.gov/news_room/rp/rulings/html/FIN-2013-R001.html

thank you so much... I'm just wading through the bulletin now!