I know that Reg Z - 226.23 (b) (1) (for a closed end loan) requires that the creditor's address be listed on the ROR. I also know that an agent's address may be included as additional information.

I have been seeing several RORs that ONLY list the agent's address (generally a title company).

I think that is wrong - does anyone agree?

Does anyone have any thoughts on this?

I agree with you. The section you cite states address of the creditor. Unless the title agent is also the creditor, you need the bank's address at a minimum.

I agree with Bart. While the Reg and Commentary permit the inclusion of the title company's address as the agent to receive the rescission for the creditor (the title company has the $$, so they need to receive the notice first), the name and address of the creditor also appear to required.

Thanks guys - I appreciate the response - it seemed so easy, but why are so many getting it worng????