What would be the purpose of a loan if its for the purchase of a triplex but the owner plans to live in one of the units but also rent out and receive rent from the other two? Would this considered consumer or commercial?

5. Owner-occupied rental property. If credit is extended to acquire, improve, or maintain rental property that is or will be owner-occupied within the coming year, different rules apply:

i. Credit extended to acquire the rental property is deemed to be for business purposes if it contains more than 2 housing units.

Thank you Dan.