You subject them to two tests.
First, they fit the definition of an advertisement. Make sure that you include "Member FDIC." Also check to see if you have included anything that qualifies as a "trigger" in section 1030.8 of Regulation DD to require additional information.
Second, read them through carefully to ensure they are accurate and not in any way misleading as to the features of the account, etc. It often helps to have a non-banker do this and ask questions about what he or she has read.
John S. Burnett
Fighting for Compliance since 1976
Bankers' Threads User #8