We received a call from US Customs regarding a wire that ended up in the Philipines. They said the recipient was defrauding US citizens and wanted info on the wire. The money was supposed to be for humanitarian purposes. We said we would need a subpeona, but at their request called the sender and gave their phone number to him. The officer who took the call, phoned the sender and relayed the message. He said that he was sure it was legitimate and wasn't willing to authorize us to release info to US Customs. The officer felt he may be in on the scam from her conversation. However, our BSA officer has sent several wires for this person and doesn't think he's in on it, he's very religous and probably thinks everything is fine. This same person has sent several wires for investments to other recipients in the past suggesting that this was a sure way to make quick money. Should we file a SAR or wait to see if we hear anything further from US Customs?
Also, does everyone file SARs on every suspected kite over $5000, whether it can be proved or not? ex: deposits are being made through an ATM so we're unable to see those checks. Large checks are being written off our bank in about the same amounts and being run through two other banks. We've captured the ATM card and will close the account when we are sure we have collected funds.