Identification Requirements. All individuals (except
employees of armored car services) conducting a
reportable transaction(s) for themselves or for another
person, must be identified by means of an official
document(s). Acceptable forms of identification include
a driver’s license, military and military/dependent
identification cards, passport, state issued identification
card, cedular card (foreign), non-resident alien
identification cards, or any other identification document
or documents, which contain name and preferably
address and a photograph and are normally acceptable
by financial institutions as a means of identification when
cashing checks for persons other than established
customers.
Acceptable identification information obtained
previously and maintained in the financial institution’s
records may be used. For example, if documents
verifying an individual’s identity were examined and
recorded on a signature card when an account was
opened, the financial institution may rely on that
information. In completing the CTR, the financial
institution must indicate on the form the method, type,
and number of the identification. Statements such as
“known customer†or “signature card on file†are not
sufficient for form completion.
http://www.occ.gov/news-issuances/bulletins/2003/OCC2003-48a.pdf