I am working on CRA compliance and reporting in my companies lending application system. We recently had a request to add a CRA Indicator to be used for tracking purposes to show what loans in our database are CRA loans. We have the functionality to collect all required CRA data and the information is extracted out for reporting purposes. Is there a reason for the loan origination system to track CRA loans that have already been reported? The reports extracted should be sufficied for tracking, correct?

Historically you want to go back and verify the loans on the call report and LAR. This will help give you your inventory list. You may also have lenders or others say, "why isn't XYZ on here?"

Same question. More responses there and it is the better forum.