A lot of the info is that which other banks use as the fodder for their risk assessment. However, some of it is simply worthless. The OCC says it helps them to identify "higher" risk banks and that's probably true, but they represent such a small subset of OCC supervised banks that it is clearly unnecessary to require all OCC banks to provide the information. Instead, they could simply query those where major risk factors are readily apparent.
In this world you must be oh so smart or oh so pleasant. Well, for years I was smart. I recommend pleasant.