Just curious. Where do most banks pick up their CD Services at? Employees serving on boards of CD organizations, financial literacy programs, events supporting CD purpose, etc. ???

The majority of our CD services come from financial literacy classes at CD organizations. We do have a few employees on boards but I prefer the financial literacy stuff. I think those classes have a much higher impact on individuals and I've convinced our exam team of the same.

Well, it really does depend upon the organization that the Board is for. Many organizations are high impact and board members can add great value.

I would focus on the impact of all qualifying activities, not downplaying any.

I recall when I worked for an OCC bank, the examiners were quite adamant that board services were of higher quality than one-off financial education presentations.

That being said, I agree with KB, do it all.

We "do it all". I encourage board participations, but also try and do a conscious effort to have a presentation in each of our assessment areas for financial literacy to students and seniors.