There might be a separate order in the works. But it's more likely that this is a first enforcement order and the regulator will keep a careful eye on the progress the bank makes (or doesn't) in the next year or so. If there isn't sufficient progress, you can be pretty sure the next order will include a civil money penalty as a further inducement to clean things up.
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John S. Burnett
BankersOnline.com
Fighting for Compliance since 1976
Bankers' Threads User #8