I've been trying to find something in the reg. or its commentary that indicates the 7th business day waiting period (to consummate the loan) and the 3 business day waiting period for the consumer to review the CD may run concurrently. Does anyone know of a reason we can't issue the CD during the 7 business day waiting period?

By the way, it's rare that we have a loan ready to close this soon but I believe it's one that started and was cancelled by consumer but is now back on again.