We have a customer who has canceled their hazard insurance policy which was paid through escrow. The bank has a blanket policy for hazard insurance, so we would be covered; however, my question is where this is a HPML would we be required to still force place hazard insurance and pay for it through the escrow account?
It is better to act cautiously beforehand than to suffer afterward.

The answers I give are my opinions. Not legal advice.