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#2117049 - 02/03/17 10:52 PM Re: Random Thoughts Crazy in Compliance
GuitarDude Offline
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GuitarDude
Joined: Nov 2004
Posts: 5,924
So Cal
Originally Posted By Crazy in Compliance
Do regular dogs see police dogs and think. . . Oh, no - it the cops!


And do they instinctively slow down? laugh
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#2117282 - 02/07/17 05:02 PM Re: Random Thoughts Peepers
MB Guy Offline
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Way, way south.
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Giddy up.

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#2117371 - 02/07/17 10:09 PM Re: Random Thoughts Peepers
Norman Paperman Offline
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Norman Paperman
Joined: Aug 2012
Posts: 1,654
48.934476, -114.343735
I'm HMDA wasted right now.

Me to wife:

Honey, can we have a preapproval for dinner tonight? It's been a real tough day and I just want a multifamily dwelling along with my bourbon and owner occupied denial. Maybe just chill in the recliner with a notice of incomplete application and watch some application date. On second thought, lets just do HOEPA status for dinner.
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#2117463 - 02/08/17 04:20 PM Re: Random Thoughts Norman Paperman
Crazy in Compliance Offline
Member
Joined: Mar 2016
Posts: 50
Ohio
Oh, so true!
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#2117488 - 02/08/17 05:52 PM Re: Random Thoughts Peepers
Truffle Royale Offline

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Posts: 17,324
I'm starting to doubt the dumb things like some of the Q edits. Am I doing something wrong to warrant FFIEC questioning the quality of my choices? gad....

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#2117507 - 02/08/17 06:39 PM Re: Random Thoughts Peepers
RR Becca Offline
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RR Becca
Joined: Sep 2004
Posts: 5,245
out of the frying pan...
Why does the edit report only take 7 pages from the FFIEC software, but 35 coming from frb?
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#2117522 - 02/08/17 07:12 PM Re: Random Thoughts Peepers
ahkcompliance Offline
Diamond Poster
Joined: Sep 2008
Posts: 2,470
Midwest
These pretzels are making me thirsty.

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#2117523 - 02/08/17 07:16 PM Re: Random Thoughts Peepers
Skittles Offline
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Skittles
Joined: Sep 2002
Posts: 13,963
TN
ahk - I giggled out loud at that one! Thanks - I needed that.
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#2117696 - 02/09/17 06:37 PM Re: Random Thoughts Peepers
RR Joker Offline
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RR Joker
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Posts: 20,654
The Swamp
I want to know why there are so many Q edits for income NA when race/ethnicity/sex is ALSO NA...Shouldn't they just KNOW it's a loan to an Entity?
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#2117715 - 02/09/17 07:13 PM Re: Random Thoughts Peepers
NSF, CRCM Offline
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NSF, CRCM
Joined: Apr 2013
Posts: 410
VA
I just "vented" this same thing to my coworker last week.

It seems to be such an easy fix to eliminate all of these Q edits on my edit report.
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#2117721 - 02/09/17 07:23 PM Re: Random Thoughts Peepers
HRH Okie Banker Offline
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Joined: Jan 2003
Posts: 3,070
Oklahoma
Y'all HMDA whiners are bringing the rest of us down.



::runs and hides::
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#2117724 - 02/09/17 07:25 PM Re: Random Thoughts Peepers
Norman Paperman Offline
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Norman Paperman
Joined: Aug 2012
Posts: 1,654
48.934476, -114.343735
I've received unofficial suggestions that I might cut back on cursing at the computer.

It's an annual event for me.
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Maybe you just wanna fly the plane yourself. Well good luck pressing take off, then auto pilot, then land.


CRCM

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#2117733 - 02/09/17 07:49 PM Re: Random Thoughts HRH Okie Banker
GuitarDude Offline
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GuitarDude
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So Cal
Originally Posted By HRH Okie Banker
Y'all HMDA whiners are bringing the rest of us down.



::runs and hides::


::passes out torches and pitchforks:: whistle
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#2117774 - 02/09/17 10:08 PM Re: Random Thoughts RR Joker
Peach Offline
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Peach
Joined: Sep 2006
Posts: 179
Out West
Originally Posted By RR Joker
I want to know why there are so many Q edits for income NA when race/ethnicity/sex is ALSO NA...Shouldn't they just KNOW it's a loan to an Entity?


Yes yes they should but they make no sense so they don't.

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#2117857 - 02/10/17 05:55 PM Re: Random Thoughts Peach
Cornfed Turtle Offline
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Joined: Mar 2006
Posts: 1,323
"...Somewhere in Middle Americ...
Did anyone else read "Disclosing MMA restrictions...." and think of mixed martial arts?

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#2117861 - 02/10/17 06:03 PM Re: Random Thoughts Peepers
DeeQ Offline
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DeeQ
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Posts: 40,762
Turnpike Exit 10
No
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#2117866 - 02/10/17 06:25 PM Re: Random Thoughts Peepers
Peepers Offline
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^^^^^^ thought it had something to do with Mazda
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#2117870 - 02/10/17 06:40 PM Re: Random Thoughts Peepers
edAudit Offline
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edAudit
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Posts: 4,761
You are here
Mazda Motors Autobody?
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#2117884 - 02/10/17 08:13 PM Re: Random Thoughts Peepers
MB Guy Offline
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Joined: May 2004
Posts: 10,124
Way, way south.
If you like old Hot Rods, jukeboxes, poodle skirts and Elvis memorabilia, this video is worth a few minutes:

https://www.youtube.com/watch?v=U9XFqL-3KfU
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#2117890 - 02/10/17 09:02 PM Re: Random Thoughts MB Guy
'Lil Freak! Offline
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'Lil Freak!
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Posts: 10,595
The psych ward
And ladies, unfair as it is, studies have shown that women are more likely to blackout than men, because their brains recover more slowly from cognitive impairment and they process alcohol at a slower pace, meaning more enters their bloodstream.
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#2117915 - 02/11/17 12:20 AM Re: Random Thoughts Peepers
mtngrrl Offline
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mtngrrl
Joined: Mar 2011
Posts: 470
Northern California
There's a thread elsewhere titled "Convenience store with Large cash trans - SAR "

Every time I scroll past, my brain turns it into "Convenience store with Large trash cans"

Like...why is that SAR worthy? Someone think there are dead bodies in there or something?
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#2117932 - 02/13/17 01:57 PM Re: Random Thoughts Peepers
Soccer Offline
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Joined: Jan 2010
Posts: 1,018
Utopia
MB Guy:
Interesting video, what a fortune in all of those cars and memorabilia, not so sure about the "ladies" that keep him company.
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#2117936 - 02/13/17 02:35 PM Re: Random Thoughts Peepers
MB Guy Offline
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Posts: 10,124
Way, way south.
Soccer, could not agree more when I first watched the video, but as it went it on, it just seems like he has a great sense of humor. I definitely get your point though, lol.
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#2117963 - 02/13/17 04:24 PM Re: Random Thoughts Peepers
Wolfy Offline
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Wolfy
Joined: Mar 2013
Posts: 58
Mid West
Coming in to work sick always makes me wonder if my co-workers would rather I had stayed home.
Yet they all come into work sick, which is why I am sick now.
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#2117975 - 02/13/17 04:49 PM Re: Random Thoughts Peepers
RockChucker, CAMS Offline
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Joined: Jul 2013
Posts: 1,628
The Country
We almost have a culture of shaming people who come in sick. It has been somewhat effective in reducing the number of individual sick days at the office.
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