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#2117049 - 02/03/17 10:52 PM Re: Random Thoughts Crazy in Compliance
GuitarDude Offline
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GuitarDude
Joined: Nov 2004
Posts: 5,925
So Cal
Originally Posted By Crazy in Compliance
Do regular dogs see police dogs and think. . . Oh, no - it the cops!


And do they instinctively slow down? laugh
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#2117282 - 02/07/17 05:02 PM Re: Random Thoughts Peepers
MB Guy Offline
10K Club
Joined: May 2004
Posts: 10,124
Way, way south.
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Giddy up.

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#2117371 - 02/07/17 10:09 PM Re: Random Thoughts Peepers
Norman Paperman Offline
Diamond Poster
Norman Paperman
Joined: Aug 2012
Posts: 1,700
48.934476, -114.343735
I'm HMDA wasted right now.

Me to wife:

Honey, can we have a preapproval for dinner tonight? It's been a real tough day and I just want a multifamily dwelling along with my bourbon and owner occupied denial. Maybe just chill in the recliner with a notice of incomplete application and watch some application date. On second thought, lets just do HOEPA status for dinner.
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Maybe you just wanna fly the plane yourself. Well good luck pressing take off, then auto pilot, then land.


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#2117463 - 02/08/17 04:20 PM Re: Random Thoughts Norman Paperman
Crazy in Compliance Offline
Member
Joined: Mar 2016
Posts: 50
Ohio
Oh, so true!
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It's better to be absolutely ridiculous than absolutely boring. . . Marilyn Monroe

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#2117488 - 02/08/17 05:52 PM Re: Random Thoughts Peepers
Truffle Royale Offline

10K Club
Joined: Jul 2003
Posts: 17,395
I'm starting to doubt the dumb things like some of the Q edits. Am I doing something wrong to warrant FFIEC questioning the quality of my choices? gad....

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#2117507 - 02/08/17 06:39 PM Re: Random Thoughts Peepers
RR Becca Offline
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RR Becca
Joined: Sep 2004
Posts: 5,249
out of the frying pan...
Why does the edit report only take 7 pages from the FFIEC software, but 35 coming from frb?
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#2117522 - 02/08/17 07:12 PM Re: Random Thoughts Peepers
ahkcompliance Offline
Diamond Poster
Joined: Sep 2008
Posts: 2,474
Midwest
These pretzels are making me thirsty.

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#2117523 - 02/08/17 07:16 PM Re: Random Thoughts Peepers
Skittles Offline
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Skittles
Joined: Sep 2002
Posts: 13,965
TN
ahk - I giggled out loud at that one! Thanks - I needed that.
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#2117696 - 02/09/17 06:37 PM Re: Random Thoughts Peepers
RR Joker Offline
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RR Joker
Joined: Nov 2002
Posts: 20,654
The Swamp
I want to know why there are so many Q edits for income NA when race/ethnicity/sex is ALSO NA...Shouldn't they just KNOW it's a loan to an Entity?
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#2117715 - 02/09/17 07:13 PM Re: Random Thoughts Peepers
Adam F Offline
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Adam F
Joined: Apr 2013
Posts: 420
VA
I just "vented" this same thing to my coworker last week.

It seems to be such an easy fix to eliminate all of these Q edits on my edit report.
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It is better to act cautiously beforehand than to suffer afterward.

The answers I give are my opinions. Not legal advice.

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#2117721 - 02/09/17 07:23 PM Re: Random Thoughts Peepers
HRH Okie Banker Offline
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Joined: Jan 2003
Posts: 3,070
Oklahoma
Y'all HMDA whiners are bringing the rest of us down.



::runs and hides::
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Just working here until I get my letter from Hogwarts.

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#2117724 - 02/09/17 07:25 PM Re: Random Thoughts Peepers
Norman Paperman Offline
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Norman Paperman
Joined: Aug 2012
Posts: 1,700
48.934476, -114.343735
I've received unofficial suggestions that I might cut back on cursing at the computer.

It's an annual event for me.
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Maybe you just wanna fly the plane yourself. Well good luck pressing take off, then auto pilot, then land.


CRCM

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#2117733 - 02/09/17 07:49 PM Re: Random Thoughts HRH Okie Banker
GuitarDude Offline
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GuitarDude
Joined: Nov 2004
Posts: 5,925
So Cal
Originally Posted By HRH Okie Banker
Y'all HMDA whiners are bringing the rest of us down.



::runs and hides::


::passes out torches and pitchforks:: whistle
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#2117774 - 02/09/17 10:08 PM Re: Random Thoughts RR Joker
Peach Offline
100 Club
Peach
Joined: Sep 2006
Posts: 179
Out West
Originally Posted By RR Joker
I want to know why there are so many Q edits for income NA when race/ethnicity/sex is ALSO NA...Shouldn't they just KNOW it's a loan to an Entity?


Yes yes they should but they make no sense so they don't.

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#2117857 - 02/10/17 05:55 PM Re: Random Thoughts Peach
Cornfed Turtle Offline
Diamond Poster
Joined: Mar 2006
Posts: 1,323
"...Somewhere in Middle Americ...
Did anyone else read "Disclosing MMA restrictions...." and think of mixed martial arts?

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#2117861 - 02/10/17 06:03 PM Re: Random Thoughts Peepers
Retired DQ Offline
10K Club
Retired DQ
Joined: Dec 2002
Posts: 40,766
Turnpike Exit 10
No
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#2117866 - 02/10/17 06:25 PM Re: Random Thoughts Peepers
Peepers Offline
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Posts: 13,994
^^^^^^ thought it had something to do with Mazda
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#2117870 - 02/10/17 06:40 PM Re: Random Thoughts Peepers
edAudit Offline
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edAudit
Joined: Jul 2008
Posts: 4,796
You are here
Mazda Motors Autobody?
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#2117884 - 02/10/17 08:13 PM Re: Random Thoughts Peepers
MB Guy Offline
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Joined: May 2004
Posts: 10,124
Way, way south.
If you like old Hot Rods, jukeboxes, poodle skirts and Elvis memorabilia, this video is worth a few minutes:

https://www.youtube.com/watch?v=U9XFqL-3KfU
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#2117890 - 02/10/17 09:02 PM Re: Random Thoughts MB Guy
'Lil Freak! Offline
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'Lil Freak!
Joined: Sep 2005
Posts: 10,596
The psych ward
And ladies, unfair as it is, studies have shown that women are more likely to blackout than men, because their brains recover more slowly from cognitive impairment and they process alcohol at a slower pace, meaning more enters their bloodstream.
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#2117915 - 02/11/17 12:20 AM Re: Random Thoughts Peepers
mtngrrl Offline
Gold Star
mtngrrl
Joined: Mar 2011
Posts: 499
Northern California
There's a thread elsewhere titled "Convenience store with Large cash trans - SAR "

Every time I scroll past, my brain turns it into "Convenience store with Large trash cans"

Like...why is that SAR worthy? Someone think there are dead bodies in there or something?
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#2117932 - 02/13/17 01:57 PM Re: Random Thoughts Peepers
Soccer Offline
Diamond Poster
Joined: Jan 2010
Posts: 1,028
Utopia
MB Guy:
Interesting video, what a fortune in all of those cars and memorabilia, not so sure about the "ladies" that keep him company.
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Everything happens for a reason

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#2117936 - 02/13/17 02:35 PM Re: Random Thoughts Peepers
MB Guy Offline
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Joined: May 2004
Posts: 10,124
Way, way south.
Soccer, could not agree more when I first watched the video, but as it went it on, it just seems like he has a great sense of humor. I definitely get your point though, lol.
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#2117963 - 02/13/17 04:24 PM Re: Random Thoughts Peepers
Wolfy Offline
Member
Wolfy
Joined: Mar 2013
Posts: 58
Mid West
Coming in to work sick always makes me wonder if my co-workers would rather I had stayed home.
Yet they all come into work sick, which is why I am sick now.
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#2117975 - 02/13/17 04:49 PM Re: Random Thoughts Peepers
RockChucker, CAMS Offline
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Joined: Jul 2013
Posts: 1,700
The Country
We almost have a culture of shaming people who come in sick. It has been somewhat effective in reducing the number of individual sick days at the office.
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A successful man is one who can lay a firm foundation with the bricks others have thrown at him.
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