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#2120183 - 03/02/17 02:31 PM CRA/HMDA/Fair Lending staffing
CalifDreamin Offline
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CalifDreamin
Joined: Mar 2002
Posts: 2,269
Far from Calif
Checking to see what you have for CRA/HMDA/Fair Lending staffing, and whether or not you are increasing due to 2018 changes. I know that there have been a couple of threads specific to HMDA, but I'm wanting more than HMDA. I'm particularly interested in the info for banks over $1 billion who are large bank CRA reporters.


  • Size of Bank
  • # of CRA Staff
  • # of CRA LR entries
  • # of HMDA staff
  • # of HMDA LAR entries
  • # of Fair Lending Staff


Be as detailed as you like. For us:

$1.8 billion in assets.

We have 1.5 staff who handle CRA, HMDA, and Fair Lending. What this means is we have a full time officer who imports all of the data into our CRA/HMDA/Fair Lending software from various systems, then scrubs the data throughout the year. She also prepares and presents reports of this data quarterly to Compliance Committee. Annually she does a full fair lending and CRA self-assessment of the data. Finally, she does the annually reporting. We have a person from another dept who helps part-time with the HMDA scrub. For mortgage, we have and in-house dept as well as a secondary market dept (we pull the data from those systems).

CRA LR: approx. 1600 entries

HMDA LR: approximately 1100 entries

We are still crunching the numbers, but anticipate a fairly significant increase in HMDA LAR entries with the 2018 changes, and we will not be adding staff (as of right now).
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General Discussion
#2120206 - 03/02/17 03:21 PM Re: CRA/HMDA/Fair Lending staffing CalifDreamin
rlcarey Offline
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rlcarey
Joined: Jul 2001
Posts: 83,393
Galveston, TX
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#2120213 - 03/02/17 03:30 PM Re: CRA/HMDA/Fair Lending staffing rlcarey
CalifDreamin Offline
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CalifDreamin
Joined: Mar 2002
Posts: 2,269
Far from Calif
Yes, I saw that one and looked at the responses, but it's specific to HMDA and doesn't request LAR/LR number. I'm wanting to look at total staffing numbers that cover CRA, Fair Lending, and HMDA - currently and planned increases, not just whether or not staff is being increased specific to HMDA.
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