I may be getting confused. I am looking at a loan request to buy land....outside of city. It is probably ag-use land, but the applicants intend to build their home on it some time in the future. That makes this a consumer purpose loan subject to TRID.....right??
The chosen title company claims they do not prepare Closing Disclosures for sellers.....only HUD Settlement Statements.
If consumer purpose, secured by dirt, are title companies not required to prepare a Closing Disclosure for the seller?
Pardon me if this is a dumb question.
The more you sweat in training, the less you bleed in battle.......