I would look at the HMDA resources on this page. http://www.consumerfinance.gov/policy-co...implementation/

I would look at the compliance guide.
http://www.consumerfinance.gov/documents/709/201512_cfpb_hmda_small-entity-compliance-guide.pdf

I would also look at the filing instruction guides on the following page.
http://www.consumerfinance.gov/data-research/hmda/for-filers

The CFPB has pulled, for the most part (I am in the middle of confirming that all was carried over) what was in the FAQs and the GIR into the commentary. The Rule and Commentary, plus the FIG at the link above,

http://www.consumerfinance.gov/data-research/hmda/for-filers

is everything at the moment. Hopefully the commentary will be updated or FAQs will be issued to share what is being provided in questions posed to the CFPB.

I should add that the FIG has a small amount of data that is not provided in the rule and commentary, such as the added code for reporting sex when both male and female are selected, and the details for reporting rate spread.

Ya I won't be getting out of it either. We report every year and usually end up with over 700 on my LAR. And it's just little ol me that does it all, plus I do all the denials and w/d's, plus some real estate loan compliance review!!!

I'm going to be so exhausted with all this new stuff with HMDA! I believe it's going too maybe be too much for only 1 person to do all that I do, but I don't see the staffing changing!!

I have examiners here this week. Discovered we ARE a HMDA bank now. Yippie! He pretty much said several times that it will take more than 1 person doing it. Now all I have to is find someone who will be helping me!! Wish me luck!!

You are a HMDA bank for 2016 or starting in 2017? That determines how big a headache you will have.

Do we need to add the Universal Loan Identifier to the mortgage loan documents (i.e. Uniform Residential Loan Application, Mortgage Deed, Note, etc.)

See this thread: Answer