I have a cure for 27 cents - no kidding - i don't see any guidance that a lender can set a standard limit - is their a minimum?

If the $.27 is due to rounding, then it would not require a cure. If it is not due to rounding, then it will:

19(e)(3) Good faith determination for estimates of closing costs.

19(e)(3)(i) General rule.

Comment 7. Use of unrounded numbers. Sections 1026.37(o)(4) and 1026.38(t)(4) require that the dollar amounts of certain charges disclosed on the Loan Estimate and Closing Disclosure, respectively, to be rounded to the nearest whole dollar. However, to conduct the good faith analysis required under § 1026.19(e)(3)(i) and (ii), the creditor should use unrounded numbers to compare the actual charge paid by or imposed on the consumer for a settlement service with the estimated cost of the service.

^^What he said

Our QC company started citing tolerance violations for rounding... If it's because the LE says $50 and the CD says $50.27 because of rounding you're fine.

If the fee actually increased - issue that credit. 0% is 0.00000%

Unfortunately, it's not for rounding. The closer typed the cents incorrectly on a service that cannot be shopped. Thank you.

Our most common cures are usually cents.....if the loan amount goes up slightly, our mortgage tax will rise a few cents.

Do you mind explaining that statement? I don't really understand.