We made a construction only loan (non-revolving line) that included a payoff to Bank B. We wired the payoff to Bank B yesterday and have learned that we overpaid by about 2 days worth of interest. Bank B will issue a refund to the borrower directly. How do we reflect this in our post-close corrected Closing Disclosure (everything was financed from the line)? I'm thinking we correct the payoff amount in the Payoffs and Payments section and show the difference (i.e., refund) in Cash to Close "TO BORROWER"? Does it matter that the cash refund is coming from Bank B and not us?