The buyer is paying a portion of HOE due (prorated amount) at closing. Where do we put HOE due amount? If we didn't disclose any HOA fees on the original LE, do we have to issue a revised one with the HOE monthly fee included under taxes & assessment?

Any help would be greatly appreciated!

Thank you

Payments due at closing would be listed in Section H and yes any annual HOA fees should be added to the ETIA disclosure on the next reissue of the LE or the initial CD.

Thank you one more question. We listed Owner title insurance (optional) under H on the original LE. We have found out that the seller is paying for it. Do we just take it out on the revised LE since the borrower is not paying for it or it still needs to stay until we issue the CD to show the seller is paying for it?

I would leave it and add a seller credit on any subsequently issued LEs. Of course I am located in a simultaneous issue discount state. If you don't have a simultaneous issue discount, you could probably do either.

Thank you