I really think you risk misleading customers if you continue labeling this hybrid "thing" a savings product. You also risk confusion in-house, I think. What prompts such a move? Are there really so many customers who are straying from the savings transaction limits that you need to take such action? Why not transfer them to the right account, or close them out, or take away their transfer capabilities?
John S. Burnett
Fighting for Compliance since 1976
Bankers' Threads User #8