Marketing wants to roll out a MMA (let’s call it ‘Best MM Account in town’ or BMAT) they want to require that you have it linked to a checking account (‘Best Checking Account in Town’ or BCAT). It will only be available to someone w/ the BCAT. Does my disclosure need to state that to open the BMAT you must also have a BCAT or can I say to open the BMAT you must link it to the ‘required consumer checking account’.