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#2139255 - 07/24/17 05:10 PM Piece of Cake Visa Promotion - Credit Cards
Tryin2Comply Offline
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Joined: Aug 2014
Posts: 76
Our Credit Card Department would like to run the Visa Credit Card "Piece of Cake" Campaign. Anyone familiar with this? ICBA's website is referring to this as a sweepstakes.

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#2139258 - 07/24/17 05:29 PM Re: Piece of Cake Visa Promotion - Credit Cards Tryin2Comply
Tryin2Comply Offline
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Joined: Aug 2014
Posts: 76
I thought Sweepstakes were a problem for banks.

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#2139300 - 07/24/17 08:04 PM Re: Piece of Cake Visa Promotion - Credit Cards Tryin2Comply
Tryin2Comply Offline
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Joined: Aug 2014
Posts: 76
help?

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#2139320 - 07/24/17 09:32 PM Re: Piece of Cake Visa Promotion - Credit Cards Tryin2Comply
fmissle Online
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Joined: Jul 2007
Posts: 1,016
Pac NW
I think you'll need to provide some more information on the campaign in order for anyone to respond. I googled it and couldn't find anything.

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#2139363 - 07/25/17 01:16 PM Re: Piece of Cake Visa Promotion - Credit Cards Tryin2Comply
Tryin2Comply Offline
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Joined: Aug 2014
Posts: 76

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#2139364 - 07/25/17 01:21 PM Re: Piece of Cake Visa Promotion - Credit Cards Tryin2Comply
rlcarey Offline
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rlcarey
Joined: Jul 2001
Posts: 83,371
Galveston, TX
Without the full rules, then it is hard to say, but if consumers cannot enter the drawing without having the card or without making a purchase, this is a lottery and not a sweepstakes. You also need to check your State's sweepstakes laws to make sure you comply with those requirements as some of those are pretty tough, especially with a $10,000 grand prize. The employee part is not a problem, that is an incentive program.
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The opinions expressed here should not be construed to be those of my employer: PPDocs.com

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#2139381 - 07/25/17 01:57 PM Re: Piece of Cake Visa Promotion - Credit Cards Tryin2Comply
Tryin2Comply Offline
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Joined: Aug 2014
Posts: 76
The official rules state that there can be a no purchase mail in entry. But I don't understand how the rules are provided to the customer.

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#2139382 - 07/25/17 01:59 PM Re: Piece of Cake Visa Promotion - Credit Cards Tryin2Comply
rlcarey Offline
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rlcarey
Joined: Jul 2001
Posts: 83,371
Galveston, TX
What State are you in?
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The opinions expressed here should not be construed to be those of my employer: PPDocs.com

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#2139399 - 07/25/17 03:02 PM Re: Piece of Cake Visa Promotion - Credit Cards Tryin2Comply
Tryin2Comply Offline
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Joined: Aug 2014
Posts: 76
Louisiana

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#2139403 - 07/25/17 03:12 PM Re: Piece of Cake Visa Promotion - Credit Cards Tryin2Comply
rlcarey Offline
10K Club
rlcarey
Joined: Jul 2001
Posts: 83,371
Galveston, TX
Then you need an attorney that is familiar with Title 51 in Louisiana to review this promotion.
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The opinions expressed here should not be construed to be those of my employer: PPDocs.com

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