While I don't think it's optimal, I've found that on occasion we will allow customers to purchase monetary instruments with third party checks. I've only seen it with transit checks, but have no doubt we'd allow it with an on-us check. The customer for whom this has been allowed, has a sufficient account balance to cover any item being presented, so risk is moot.
This would seem to me to be the equivalent of a cash purchase of a monetary instrument and when it aggregates to $3,000 or more I feel as if I should track it. Am I correct or am I simply creating more work for myself?
_________________________
Wildcat basketball isn't a matter of life and death, it's much more important than that.