1005.8(b) states:

(b) Error resolution notice. For accounts to or from which electronic fund transfers can be made, a financial institution shall mail or deliver to the consumer, at least once each calendar year, an error resolution notice substantially similar to the model form set forth in Appendix A of this part (Model Form A-3). Alternatively, an institution may include an abbreviated notice substantially similar to the model form error resolution notice set forth in Appendix A of this part (Model Form A-3), on or with each periodic statement required by § 1005.9(b).

We are curious if anyone is currently or has in the past given the annual notice instead of doing the statement option?

We recently started outsourcing our statements and don't really like how the resolution notice is printing on the statement. We just wanted to know if you are currently doing the annual option is that the way you have always done it or did you switch from the statement option because you found the annual statement to be more cost effective, user friendly, etc.? If you did the annual notice in the past, why did you switch to the statement option?

Appreciate any feedback you have.

Thanks in advance for your help!