It does. And remember once upon a time VISA's marketing catch phrase was "Everywhere you want to be." If I have a VISA debit card in my hand that I cannot use at any merchant because it is restricted to ATMs, VISA will consider that potentially damaging to their brand. For the small number of customers that this may inconvenience, I cannot see my way to forcing this square peg into a round hole.
184.108.40.206 Authorization Rejection Based on Internal Tables
In the AP, Canada, CEMEA, LAC, and US Regions, an Acquirer must not selectively reject or decline Authorization Requests based on an internally developed table of BINs or Account Numbers. This prohibition includes tables developed using the electronic or online version of the Client Directory.
In the Europe Region, an Acquirer must not develop tables of BINs or Account Numbers using the electronic or online version of the Client Directory. In the US Region, this prohibition does not include Authorization Requests originating from a Limited Acceptance Merchant for Account Numbers that contain a BIN not accepted by the Merchant.
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