Unsecured note for the purchase of a 2nd home and the renovations of that purchased home. The term is 17 months and the repayment source is bonus income. I am thinking that this is short term and that it is reportable as a Home Improvement loan. What say the gallery?

On the HMDA Overhaul, I am thinking this would not be reportable at all as it is not secured by a dwelling. Would that be an accurate assessment as well?

I agree on both points.

I agree if you currently report unsecured HI loans.

Thank you for the thoughts. And, yes we do report HI loans, great point by you.

And, yes we do report HI loans

But do you report non dwelling secured HI loans?