The FDIC FIL that bigfish mentioned was a joint issuance by the Federal Reserve, OCC, FDIC, and the Conference of State Bank Supervisors. These regulators are encouraging institutions serving the affected areas to proactively meet the financial services needs of their communities. https://www.federalreserve.gov/newsevents/pressreleases/bcreg20170906a.htm https://www.occ.treas.gov/news-issuances/news-releases/2017/nr-ia-2017-97.html
Among other things:
Lending: Bankers should work constructively with borrowers in communities affected by Hurricane Irma. The agencies realize that the effects of natural disasters on local businesses and individuals are often transitory, and prudent efforts to adjust or alter terms on existing loans in affected areas should not be subject to examiner criticism. In supervising institutions affected by the hurricane, the agencies will consider the unusual circumstances they face. The agencies recognize that efforts to work with borrowers in communities under stress can be consistent with safe-and-sound banking practices as well as in the public interest.
Community Reinvestment Act (CRA): Financial institutions may receive CRA consideration for community development loans, investments, or services that revitalize or stabilize federally designated disaster areas in their assessment areas or in the states or regions that include their assessment areas. For additional information, institutions should review the Interagency Questions and Answers Regarding Community Reinvestment at https://www.ffiec.gov/cra/qnadoc.htm.
Investments: Bankers should monitor municipal securities and loans affected by the hurricane. The agencies realize local government projects may be negatively affected. Appropriate monitoring and prudent efforts to stabilize such investments are encouraged.
Information on disaster areas can be found at https://www.fema.gov/disasters.
Don't forget you may have affected customers even if you don't operate in the disaster areas.