....could be my bank doesn't publish it because they always observe federal legal holidays. If the floater holiday falls on a Sunday, the federal holiday is on Monday. If it falls on Saturday, the federal holiday is Saturday. Back in the day, if the federal holiday fell on Saturday, we DID close on Friday because that's what the fed did. Then the fed changed.
All three banks for which I have worked, always closed at noon on Christmas eve. It wasn't promised in writing, but everyone just assumed the closure would occur.....always did.
The more you sweat in training, the less you bleed in battle.......