We weren't sure if the Appraisal Waiver was an option for a TRID loan since that disclosure is included in the Loan Estimate.
Just to be clear, the appraisal waiver is not built into the LE, the appraisal notice under Reg B is.
We were wanting to clarify, going forward, if we ever find ourselves in this situation again, can we even get the appraisal waiver 3 days prior to closing for a TRID loan?
Yes, you can get an appraisal waiver three days prior to closing. In fact, you must get the waiver three days prior, or you must push back closing.Sarcasm Alert:
Or, i guess you could
close without either the waiver or delivering the appraisal, as my mortgage company did when I bought my house last year... Though they did end up refunding me the entire cost of my appraisal... ;-)