Has anyone rolled out the Apple Pay or Android Pay services? If so, what sort of changes, if any, did you make to your account Terms and Agreements and Online Banking Agreement or Mobile Banking Terms and Conditions? I have the Terms and Conditions for the Mobile Wallet and we're adding that to the Mobile T&C. I just think there should be information in our other agreements, but can't get any support from the vendors. I have never worked on a project where the vendor didn't have example documents that we could build off of. We create our own disclosures and have the banks attorney approve or make changes for us. I would appreciate seeing what others have done.