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#2155606 - 11/30/17 08:37 PM Registered Domestic Partners/Spousal Notification
Mel in WA Offline
Diamond Poster
Joined: Mar 2013
Posts: 1,266
If a Registered Domestic Partnership is an option in your state, do the same Reg B/spousal notification requirements apply? Would the couple need to prove they are registered?

Background: Before same-sex marriage became legal in our state, this was an option for joint applicants. Now that same-sex marriage is legal, at least one of the parties needs to be 62 years or older in order to enter into a registered domestic partnership. I noticed it was still an option on our consumer loan application and am wondering if it should be removed. If Reg B isn't a factor, an applicant in a registered domestic partnership could just choose "unmarried" on a joint application.

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Fair Lending
#2156133 - 12/05/17 11:52 PM Re: Registered Domestic Partners/Spousal Notification Mel in WA
Mel in WA Offline
Diamond Poster
Joined: Mar 2013
Posts: 1,266
Bump

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#2156847 - 12/12/17 12:32 AM Re: Registered Domestic Partners/Spousal Notification Mel in WA
rlcarey Offline
10K Club
rlcarey
Joined: Jul 2001
Posts: 83,364
Galveston, TX
Currently, domestic partnership is not an allowable question.

1002.5 (d) Other limitations on information requests. (1) Marital status. If an applicant applies for individual unsecured credit, a creditor shall not inquire about the applicant's marital status unless the applicant resides in a community property state or is relying on property located in such a state as a basis for repayment of the credit requested. If an application is for other than individual unsecured credit, a creditor may inquire about the applicant's marital status, but shall use only the terms married, unmarried, and separated. A creditor may explain that the category unmarried includes single, divorced, and widowed persons.
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