RockChucker - is just having a question on your application enough of a choice? For example, our application says, "If you would like a xx% discount on your loan rate and you have an account with XYZ Bank - please check here."
I feel like that is not enough, but it sounds like it might be.
It's not that I take life for granted. It's only that the good won't make it. Innocence dies, while Villany Thrives.