Our bank is wanting to offer $$ to mortgage applicants who open up a new checking account and have their mortgage payment auto debited from this account. The $$ would be deposited into this account after they've had 3 payments auto debited. Marketing put together a flyer. My question is, they want us to include this flyer in our early disclosure package. I'm questioning if this is a violation under Reg Z (or any of the other regs for that matter) to include a bank promotion in the early disclosure package. The pkg includes the LE, Service Provider list, Application, Borrower Authorization, Insurance Disclosure, AfBA, etc.