We have a single customer (Jane) that receives approximately $620 monthly from Social Security (SSA) and $130 monthly from SSI. The customer has informed CSR staff that she is transferring money each month into her sister's account (Sister (Mary) is sole owner, but she (Jane) is an authorized signer) so that she does not lose her SSI money.
I am not familiar with SSI fraud, so I would appreciate any help with this.
Sister Mary lives out of state and it does not appear that Mary has conducted any activity in the account for years, the only activity that has been transacted is by Jane. There are times each month (7 - 10 days) that the balance in both accounts added together would be over the $2,000 resource threshold.
Does this activity require a SAR or is there something else I should know about SSI?