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#2160112 - 01/11/18 11:00 AM IRA Beneficiary
Irishguy Offline
Platinum Poster

Registered: 08/20/08
Posts: 515
Loc: Kentucky
In the state of Kentucky, can a husband name someone other than his wife as beneficiary of his IRA without obtaining a spousal consent form? If so, can you please provide a site for your answer? Any help would be appreciated!

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#2160412 - 01/12/18 04:38 PM Re: IRA Beneficiary [Re: Irishguy]
Ken_Pegasus Offline

10K Club

Registered: 08/30/01
Posts: 21817
Loc: Another trip around the sun
Spousal consent is required to name a non spouse beneficiary on a qualified retirement plan. However, an IRA is not a qualified retirement plan. So, spousal consent is only required on a non spousal beneficiary designation on an IRA if the couple lives in a community property state. Kentucky is not a community property state.

No one will ever be able to provide you with a citation that something is not the law. That would be requiring them to prove a negative. If someone says "It's the law!" then that's the person who should be able to pony up the proof. wink
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My employer agrees with everything I say, but I'm not sure how that helps you.

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