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#2160112 - 01/11/18 04:00 PM IRA Beneficiary
Irishguy Offline
Platinum Poster

Registered: 08/20/08
Posts: 524
Loc: Kentucky
In the state of Kentucky, can a husband name someone other than his wife as beneficiary of his IRA without obtaining a spousal consent form? If so, can you please provide a site for your answer? Any help would be appreciated!

#2160412 - 01/12/18 09:38 PM Re: IRA Beneficiary [Re: Irishguy]
Elwood P. Dowd Offline
10K Club

Registered: 08/30/01
Posts: 21939
Loc: Next to Harvey
Spousal consent is required to name a non spouse beneficiary on a qualified retirement plan. However, an IRA is not a qualified retirement plan. So, spousal consent is only required on a non spousal beneficiary designation on an IRA if the couple lives in a community property state. Kentucky is not a community property state.

No one will ever be able to provide you with a citation that something is not the law. That would be requiring them to prove a negative. If someone says "It's the law!" then that's the person who should be able to pony up the proof. wink
In this world you must be oh so smart or oh so pleasant. Well, for years I was smart. I recommend pleasant.


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