With the USA Patriot Act in place what are the legal guidelines for giving noncustomers information on accounts. Ex. Many times we need to verify a check has cleared and funds are available. I have called many banks for verifying checks and have been told by some of the larger institutions that it is now illegal to give out any information other than it is a valid open account whereas other banks verify funds and if a check has cleared. Is there a new law we should know about or are these just individual bank polices? Thank you