I didn't get that this was a conditional approval.
We have a loan that is fully underwritten and approved and we have an appraisal. After the home inspection the buyer and seller can't agree on who is going to pay for repairs so the deal falls apart. This would be coded "approved but not accepted", right?
My assumption was that the bank likely only required that the repairs be completed so, if they were completed and the condition cleared, the parties disagreeing over who's going to pay for the repairs is not a part of the loan.
we had requested in our Notice of Incompleteness letter a copy of the 2017 W-2 (when available)
If, as it sounds, the 2017 W-2 (when available) wasn't a pre-closing condition, then I still contend that this would be approved but not accepted.