I know we only have 24 hours to return these items. If our customer's checks were counterfeited and deposited to numerous national banks to different payees, and the customer discovered it too late, how do others inform all those banks their customers deposited fraudulent items?

Or do you?

we don't unless we're calling them to see if there are any funds left. Just too many in a day

Yes, we have that same issue. Very time consuming. I guess it just bugs me that all these mules are not being identified to their banks and hopefully closed out and reported to efunds for fraud or account abuse so they can't keep doing it.

Seems like our recent frauds have been counterfeited checks deposited all over the country.