So far, I have not received an error for it. I mentioned that to him as well and he felt it would not be because it was a factual response. He also requested I contact him if I did...but I haven't tested it, not even sure how I would go about it on the bureau's system nor if I want to worry about it right now.
So, in a nutshell, I answered manufactured home and land and NA for ownership of the land because the borrowers are in fact not owners in any capacity. My system did not give me an error.
RJ, they felt it wouldn't be paid or even unpaid because the borrower doesn't own the land, they don't even own the home the land sits on.
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My opinion only. Not legal advice.
Say you'll haunt me - Stone Sour