The USA PATRIOT Act does not require that the bank keep copies of any documents. A description of the documents reviewed is sufficient. Note that if the board approved procedures require that the bank keep a copy, then you must follow your procedures.
The bank must also keep a description of the following for five years after the record was made:
•Any document that was relied on to verify identity, noting the type of document, the identification number, the place of issuance, and, if any, the date of issuance and expiration date.
•The method and the results of any measures undertaken to verify identity.
•The results of any substantive discrepancy discovered when verifying identity.
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