Frosh, something to think about - if the documentation is wrong, or not delivered, the customer can still rescind for up to three years, even if the loan is paid.
3. Unexpired right of rescission. i. When the creditor has failed to take the action necessary to start the three-business day rescission period running, the right to rescind automatically lapses on the occurrence of the earliest of the following three events:
A. The expiration of three years after consummation of the transaction.
B. Transfer of all the consumer's interest in the property.
C. Sale of the consumer's interest in the property, including a transaction in which the consumer sells the dwelling and takes back a purchase money note and mortgage or retains legal title through a device such as an installment sale contract.
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Integrity. With it, nothing else matters. Without it, nothing else matters.