While not the original poster, I have a similar question regarding the following paragraphs on page 25 of the TRID SECG (
https://s3.amazonaws.com/files.consumerf...ce-Guide_v5.pdf):
"Beginning on October 1, 2018, a creditor must provide the Escrow Closing Notice and Partial Payment Policy Disclosure when required, regardless of when the creditor or mortgage broker received the application. (Comment 1(d)(5)-1)
For example, for an application received on October 10, 2010, if the escrow account was cancelled on April 14, 2020, the creditor would be required to give the Escrow Closing Notice, because the cancellation occurred after October 1, 2018 and after that time, Escrow Closing Notice and Partial Payment Policy Disclosure are given regardless of when the application was received. (Comment 1(d)(5)-1.v.E)"
Since the partial payment policy disclosure is typically on a CD, as long as we're providing a CD at closing is anything else required?
Thank you.