Our daily Currency Transaction by Tax ID report indicates a total cash out of $10,660 for a particular customer. It was determined 2 accounts were affected. The one is owned solely by the husband, the other is a joint account. He withdrew from his sole account $5,660 and she withdrew from the joint account $5,000 at the same branch. This came to my attention during an audit of our BSA software; it did not pick up these as requiring a CTR. [The daily report uses his SS# to aggregate the transactions] Since we have knowledge 2 different people conducted the transactions, and he did not perform both, is the software correct that no CTR needs to be filed?