Where do I find in FCRA the borrower's appeal process requirements after a draw suspension of their unsecured open end credit?
Thank you.

Why would that be in the FCRA?

Not sure. I looked in Reg Z and did not find support for this. Did I overlook something in Reg Z?

Sounds like you need to be reviewing your loan contract. What does it say about suspension. You also need to review Regulation B regarding adverse action. Are you saying you suspended it because you pulled a new credit report??

Is there any regulatory guidance for how long the borrower has the right to appeal the line advance suspension once they have been notified?

If this is just a typical line of credit, there is no appeal, unless your contract allows for one. You also did not answer my question.

I haven't worked a lot with lines of credit, but where does this suspension come from and why? I go back to Randy's comment on Reg B. If you've denied credit, that is not a suspension and I like to live in a black and white world, they do, or do not have a LOC and if they do they should be able to access it. Suspensions seems to be a way of providing a line without doing it and then having a liability if the borrower was harmed because of it.